Who it's for

Card-accepting small businesses

  • Restaurants, retail, service businesses, and contractors
  • Businesses that accept cards and can provide recent card processing statements
  • Loan amount, terms, approval, and forgiveness are set by Feenix Capital and are not guaranteed
Card payment terminal on a small cafe counter
How it works

Two steps

  • Step 1 · Pre-qualify here. Name, business name, email, and phone only.
  • Step 2 · Secure intake. If it looks like a fit, a secure intake follows separately by e-signature document. Sensitive details are collected there, never on this website.
Step 1

Pre-qualify interest

Your data stays safe. This page never asks for Social Security numbers, dates of birth, bank account numbers, or tax IDs. Secure intake follows separately via an e-signature document. Please don't send sensitive details by email or text.

Feenix Legacy markets the program; Feenix Capital issues the Forgivable Capital Loan. On Target Network is not a lender and does not make credit decisions. Submitting this form is not a loan application and does not affect your credit.

OTN Recover is a co-marketing site from On Target Network, which introduces businesses to third-party programs. On Target Network is not CBP or any government agency, not a law firm, customs broker, CPA, or lender, and nothing here is legal, tax, customs, or financial advice. Tariff Refund Agency (TRA) and Feenix Legacy are independent third parties. Full disclosures.

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